What is the difference between the HTB rate and Ceil values?
Rate is the rate they will be allowed to allocate when bandwidth is tight. However, when bandwidth isn't tight, HTB allows classes to "borrow" bandwidth from other classes. Ceil limits how much they can borrow. Lets say you have this:
If all classes 1:10,1:11,1:12 are trying to send as much as possible, they will be allowed to send their allowed 30kbps. If, in contrast, 1:10 is the only one sending. It would be allowed to borrow some of the parents bandwidth, since its siblings aren't using it, but it won't be able to use all 100kbps, it will only be able to use 60kbps, because it is limited by ceil.
You can think of it this way. You have to spend tokens in order to send bandwidth. The rate is how fast you are given tokens to spend. The ceil is how many of your siblings unused tokens you are allowed to borrow.