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Why Are Excel 2010 Files Locked By Logged-Off Or Account-Disabled Users

I manage IT for a medium sized company that shares a lot of Excel 2010 files between users at various times of the day. We're using a Terminal Server environment (S2008R2). Sometimes, a user will ...
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MSSQL db_datareader to All databases

I have 100 databases in MSSQL 2008 Server. I need to create a read only user to read all these databases. Is there a server wide role: db_datareader I can assigned the user to, so that I don't need to ...